01 / BILL CALENDAR1/4
See what is due next.
$65 of $300 planned items marked complete.
UNITAX EVERYDAY TOOLSCarry less stress.
Carry less stress.
Know your next move.
Simple tools for the decisions that happen between paydays, semesters, applications, and major milestones.
02 / SAVINGS GOAL28%
Make progress visible.
ESTIMATED TIME REMAINING12 months
$860 remains. This estimate does not include interest or withdrawals.
03 / BANK-ACCOUNT CHECKLIST
Compare the account—not the giveaway.
Choose the account profile closest to your need. Then use the checklist when comparing a bank or credit union.
CHECK BEFORE OPENING
Everyday checking
- ✓No monthly maintenance fee—or a clear way to waive it
- ✓FDIC or NCUA insurance eligibility
- ✓Overdraft policy and declined-payment settings
- ✓ATM access, deposit options, and support hours
- ✓No pressure to buy unrelated products
Deposit insurance has limits and conditions. Verify coverage directly with the institution and appropriate federal agency.
04 / STUDENT-LOAN AWARENESS
Borrow with the exit plan in view.
Before accepting a loan, know the total balance, interest type, expected monthly payment, and when repayment begins.
Use free aid first
Scholarships, grants, savings, and earnings can reduce borrowing.
Compare federal terms
Federal loans may include protections not offered by private loans.
Estimate total repayment
Look beyond the amount received today to interest and time.
Keep every notice
Know the servicer, due date, and available repayment options.
Important: Loan programs and repayment rules can change. Confirm current terms through your school and Federal Student Aid before deciding.
05 / MONEY GLOSSARY
Translate financial language.
Search common terms used by employers, schools, banks, lenders, tax forms, and insurance plans.
15 terms foundAAPR+
The yearly cost of borrowing, including interest and certain fees.
AAPY+
The yearly amount savings may earn, including compounding.
BBeneficiary+
The person or organization designated to receive money or benefits.
CCredit utilization+
The percentage of available revolving credit currently being used.
DDeductible+
The amount you generally pay before an insurance plan begins paying covered costs.
DDirect deposit+
An electronic payment sent directly into a bank or credit-union account.
EEmergency fund+
Money reserved for urgent, unexpected expenses.
GGross pay+
Earnings before taxes and other deductions.
IInterest+
Money paid for borrowing or earned for saving.
NNet pay+
The amount remaining after payroll taxes and deductions.
OOverdraft+
When a transaction exceeds the available account balance.
PPrincipal+
The original amount borrowed or invested.
SSubsidized loan+
A federal student loan where the government may pay interest during certain periods.
WW-2+
An annual employer statement of wages and taxes withheld.
WW-4+
A form used by an employer to calculate federal income-tax withholding.