UUNITAX
UNITAX FINANCIAL RIGHTS CENTER

Know your rights.
Use them calmly.

When money goes wrong, panic is expensive. Learn what to document, who to contact, and where federal consumer protections may apply.

WHAT HAPPENED?

Choose the closest situation.

This navigator gives a safe starting sequence. It does not decide whether a law applies or replace advice from a qualified professional.

ACTION PATH / 01

Challenge the exact information

Get the report, mark the account or detail that is wrong, and gather records that show why. Dispute with the credit reporting company and the company that supplied the information. Keep copies of everything.

  1. 1Save the report and highlight the error
  2. 2Collect statements, letters or identity records
  3. 3Dispute with the reporting company and furnisher
  4. 4Track responses and review the corrected report
CFPB dispute guide ↗
TAXPAYER BILL OF RIGHTS

Ten protections behind every IRS interaction.

The rights summarize protections already found throughout the tax code. They apply when taxpayers deal with the IRS.

Read the IRS explanation ↗
01The right toBe informed
02The right toQuality service
03The right toPay only the correct amount
04The right toChallenge the IRS and be heard
05The right toAppeal in an independent forum
06The right toFinality
07The right toPrivacy
08The right toConfidentiality
09The right toRetain representation
10The right toA fair and just tax system
CREDIT REPORT DISPUTE

Specific beats emotional.

A useful dispute identifies the exact item, explains what is inaccurate, states the correction requested, and includes copies of supporting records. Contact both the reporting company and the information provider.

  1. 01ReviewCircle the company, account, date, balance, status, or personal detail that is wrong.
  2. 02Build proofCollect copies of statements, payment records, identity documents, or correspondence.
  3. 03DisputeSubmit a clear dispute and keep proof of what you sent and when.
  4. 04Check resultsRead the investigation result and review an updated report. Escalate unresolved issues through official channels.
IDENTITY THEFT RESPONSE

One official recovery plan.

IdentityTheft.gov creates steps based on what happened. A security freeze can limit access to your credit file; a fraud alert tells businesses to take extra identity-verification steps.

Build a recovery plan ↗
YOUR CASE FILE

Turn a problem into a record.

Use this private, on-screen checklist while you organize. Unitax does not save these selections or ask you to upload sensitive documents here.

0 / 6 ready
OFFICIAL HELP DESK

Go to the source.

TAX PROBLEMTaxpayer Advocate ServiceIndependent help within the IRS ↗FINANCIAL PRODUCTCFPB ComplaintSubmit a consumer complaint ↗IDENTITY THEFTIdentityTheft.govReport and build a recovery plan ↗NATIONAL BANKOCC HelpWithMyBankCheck the regulator and process ↗
Educational information, not legal or tax advice.Rules, deadlines, and remedies depend on the facts. Use the linked official source and consider qualified help. If there is immediate danger or theft in progress, contact the relevant institution or local authorities.