UUNITAX
03 / UNITAX CREDIT

Understand credit.
Build it carefully.

Translate report language, test utilization, and turn credit habits into a practical plan.

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CARD UTILIZATION

How much of your limit are you using?

18%
Healthy range

Keep balances manageable and payments on time.

REPORT REMARKS

What does that mean?

PLAIN-LANGUAGE EXPLANATION

Pays as agreed

Positive: keep every payment on time.

PAYMENT HISTORY

Protect the most important habit.

YOUR PRIORITY PLANStrong start
  1. 1Keep autopay and due-date reminders active.
  2. 2Keep reported balances manageable.
  3. 3Review reports for errors; do not dispute accurate negative information.
35%Payment historyExample educational weighting
30%Amounts owedIncluding utilization
35%Other factorsAge, mix, and new credit
Educational tool only. Unitax does not calculate a FICO® or VantageScore® and does not access a real credit file. A future authorized provider will be required for credit reports and scores.